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MediFlex is a flexible funding solution where repayments are linked to your practice credit card terminal’s revenue. It is ideal for practices with variable income who want repayments that flex with cash inflows.

Established practices (including consultants, GPs and dentists) with consistent patient turnover but uneven cash inflows.

Repayments are automatically deducted as a fixed percentage of daily or monthly revenue until the advance is cleared. The credit card receipts are assigned to GHC and terms typically range from 6–24 months.

Proof of trading history and revenue data (such as billing records or payment processor statements).

Yes. MediFlex can be used to refinance or consolidate MediFlow balances into a structured repayment linked to credit card revenue.

A fixed percentage of card/billing revenues is automatically deducted until the advance is cleared.

MediFlow is a short-term revolving line of funding designed for medical professionals to bridge cash flow gap.

It’s a pre-approved pot you can draw, repay and draw again for 90 days cycle. You only pay interest on what you’ve drawn, for the days you use it.

Any doctor registered with the Irish Medical Council and is a sole trader, in a partnership or is incorporated.

Applications are completed online in minutes via phone, tablet, or computer. Our AI-driven system pre-approves doctors based on speciality and experience, with minimal paperwork.

In general, we just require proof of identity, proof of address and our automated verification handles the rest.

Your limit is pre-set based on medical speciality and years of practice.

Yes. You can apply for a higher limit with additional financial information.

• Facility fee: 2% of your approved limit, payable on first drawdown
• Interest: 1.5% per month on drawn amounts only
  No hidden fees, no annual charges and no penalties for early repayment.

1. Get pre-approved limit.
2. Draw funds.
3. Interest accrues daily on the drawn balance.
4. Make payments anytime; we apply payments to interest first, then principal.
5. Each draw must be cleared by day 90 or rolled over or converted in to MediFlex.

Repayments are applied to interest → fees (if any) → principal. You can repay any day.

No personal guarantees or asset security for MediFlow.